Mis-representation of Identities in E-Cash Schemes and how to Prevent it Agnes Chan (Northeastern University, Boston, MA), Yair Frankel (Sandia Nat. Labs, Albuquerque, NM), Phil MacKenzie (Boise State University, Boise, Idaho. Research performed while at Sandia Nat. Labs, ABQ, NM), Yiannis Tsiounis (Northeastern University, Boston, MA) In Crypto '93, S. Brands presented a very efficient off-line electronic cash scheme based on the representation problem in groups of prime order. In Crypto '95 a very efficient off-line divisible e-cash scheme based on factoring Williams integers was presented by T. Okamoto. We demonstrate one efficient attack on Okamoto's scheme and two on Brands' scheme which allow users to mis-represent their identities and double-spend in an undetectable manner, hence defeating the most essential security aspect of the schemes. The attack on Brands' scheme (which we suspect, given his previous related results, was an inadvertent omission) is also applicable to T. Eng and T. Okamoto's divisible e-cash scheme (presented in Eurocrypt '94) which uses Brands' protocols as a building block. We present an efficient modular fix which is applicable to any use of the Brands' idea, and we discuss how to counteract the attack on Okamoto's scheme. Hence the original results remain significant contributions to electronic cash.